Extended Payment Plans:

Fixed payments are required each month throughout the specific extended financing period (24, 36, 48 months) until the balance is paid in full. Finance charges will be applied to the balance due at the Annual Percentage Rate (APR) of 11.99% to 27.99% (depending on credit history and the medical specialty of the practice at the time of account funding. Exact terms will be supplied to you prior to opening your account.)

Applicable to all plans:
•Default Rate: Equal to the non-default APR for a particular plan, plus up to 10.00%, not to exceed an APR of 30.00%.
•Late Payment Fee: $39
•Returned Check Fee: $35
•Minimum Finance Charge, if assessed: $.50